In this episode, we sit down with David Ocasio Ross—a former teller turned Assistant VP at AmeriCU Credit Union—who shares how a denied car loan at 21 became the wake-up call that launched his career in finance. Now, he’s on a mission to help others level up their money game, understand credit, and navigate the homebuying process with confidence.
But David’s story goes far beyond banking. He’s also a devoted girls basketball coach with a deep love for the game, using the court to teach life lessons about accountability, confidence, and leadership. Whether he’s in the office or on the sideline, David shows up with heart, purpose, and a mindset built for growth.
💬 In this episode:
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Whether you’re a young professional trying to build credit, a parent raising athletes, or just someone who loves a good story of growth — this one’s for you 🏀💼💪
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Show Markers:
(0:00) - Intro: Getting Into Banking
(1:45) - Moving Up & AmeriCU Advantage
(4:40) - Sitting Down with a Loan Officer
(5:30) - Common Misunderstandings
(6:45) - Local Advantage & Education
(10:00) - Impact of Credit Pull
(11:50) - Advice For Young Buyers
(15:05) - Credit Considerations
(16:10) - AmeriCU Region & Local Focus
(18:25) - Coaching Girl's Basketball
(21:10) - Catchphrase or Mantra to Live By
(23:10) - Mamba Mentality in Life
(26:00) - Belief in Yourself
(26:55) - Relocating to CNY
(28:10) - What Makes This Area Different
(29:30) - Be You, They'll Adjust
(32:10) - Loyalty & Building Trust
(34:15) - Becoming a Member
(35:35) - Real Estate Market Update
(39:35) - Rapid Fire Questions
